{"id":49570,"date":"2026-06-10T22:30:11","date_gmt":"2026-06-10T19:30:11","guid":{"rendered":"https:\/\/stacc.ee\/?p=49570"},"modified":"2026-06-10T22:30:12","modified_gmt":"2026-06-10T19:30:12","slug":"styo-paikese-aku-tasuvusarvutus","status":"publish","type":"post","link":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/","title":{"rendered":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iga Baltikumi p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgiinsener on olnud selles olukorras. Kohtumine potentsiaalse kliendiga on kestnud paark\u00fcmmend minutit \u2013 olgu laua taga logistikaettev\u00f5te, piimafarm v\u00f5i kinnisvaraarendaja, kes plaanib p\u00e4ikeseparki uue \u00e4rihoone katusele. Ja siis tuleb otsustav k\u00fcsimus: <em>kui kiiresti investeering end \u00e4ra tasub?<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sul on kaks varianti: kas anda kiire hinnang, mida tuleb hiljem korrigeerida v\u00f5i lubada p\u00f5hjalikku arvutust ja kaduda p\u00e4evadeks v\u00f5i n\u00e4dalateks Excelisse. Aastal 2026 ei ole kumbki enam veenev vastus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sellele k\u00fcsimusele vastamiseks ehitasime STYO. Tegemist on energiainvesteeringute anal\u00fc\u00fctikaplatvormiga, mis muudab p\u00e4ikeseparkide (PV) ja akulahenduste (BESS) pakkumise terviklikuks ja usaldusv\u00e4\u00e4rseks finantsmudeliks \u2013 minutitega, mitte p\u00e4evadega. Arvutused p\u00f5hinevad Nord Pooli tegelikel ajaloolistel elektrihindadel, Balti v\u00f5rgutariifidel ja sagedusturgude hinnaandmetel.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Aus tasuvusarvutus on muutunud keerulisemaks<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Veel m\u00f5ni aasta tagasi v\u00f5is v\u00f5tta 45 \u20ac\/MWh elektrihinna ligikaudseks keskmiseks. T\u00e4na k\u00f5iguvad Nord Pooli j\u00e4rgmise p\u00e4eva hinnad Eestis, L\u00e4tis ja Leedus tugevalt nii tundide, p\u00e4evade kui ka hooaegade l\u00f5ikes \u2013 m\u00f5nel tunnil on hind negatiivne, m\u00f5nel teisel k\u00fcmme korda \u00fcle aasta keskmise. Keskmise hinnaga tehtud arvutus silub \u00e4ra nii riskid kui ka hinnak\u00f5ikumistest tekkiva v\u00f5imaliku lisatulu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Viimased aastad on toonud kolm muutust, mis on avanud uusi tuluv\u00f5imalusi, kuid teinud tasuvusarvutuse m\u00e4rksa keerulisemaks:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Balti riigid liitusid 2025. aasta veebruaris Mandri-Euroopa s\u00fcnkroonalaga. See avas akudele aFRR- ja mFRR-sagedusreservid reaalse, kuid m\u00fc\u00fcgitiimide jaoks raskesti prognoositava tuluallikana.<\/li>\n\n\n\n<li>Elering l\u00e4ks 2025. aasta m\u00e4rtsis \u00fcle 15-minutilisele ebabilansi arvestusele. See soosib nutikat akujuhtimist, kuid muudab tunnikeskmistega tehtud arvutused ebat\u00e4pseks.<\/li>\n\n\n\n<li>Ka Balti jaotusv\u00f5rguettev\u00f5tete kogutavad tasud m\u00f5jutavad projekti majanduslikku tulemust piisavalt palju, et vale paketi valik v\u00f5ib \u00e4ra s\u00fc\u00fca terve aasta omatarbimise s\u00e4\u00e4stu.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kui lisada siia veel aku degradatsioon, h\u00fcbriidinverteri t\u00f6\u00f6loogika, kaitse negatiivsete hindade eest ja finantseerimisstruktuur, siis on selge: kunagine \u00fcmbrikunurga tasuvusarvutus vajab n\u00fc\u00fcd taustale t\u00f5sist simulatsiooni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just selle l\u00fcnga t\u00e4itmiseks STYO loodigi.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Mis STYO t\u00e4psemalt on?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">STYO on veebiplatvorm, kus m\u00fc\u00fcgiinsener sisestab kliendi projekti parameetrid ja saab vastu tervikliku finantsmudeli: tasuvusaja, IRR-i, kumulatiivse rahavoo, igakuise kuluv\u00f5rdluse ning hulga teisi n\u00e4itajaid. Platvormil on ligikaudu kuusk\u00fcmmend seadistatavat parameetrit, mis on \u00fcles ehitatud nii, et lihtsad valikud saab kiiresti tehtud ja oluliste eelduste juures saab minna soovi korral detailseks. Kogu mudel on v\u00f5imalik \u00fche klikiga eksportida XLSX- v\u00f5i PDF-vormingusse kliendi, panga v\u00f5i rahastaja jaoks \u2013 formaadis, mis on finantseerijale tuttav ja arusaadav.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home-1024x576.png\" alt=\"\" class=\"wp-image-49553\" srcset=\"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home-1024x576.png 1024w, https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home-300x169.png 300w, https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home-768x432.png 768w, https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home-1536x864.png 1536w, https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/STYO-home.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">N\u00e4ide t\u00f6\u00f6stuskliendi p\u00f5hjal<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00f5tame n\u00e4iteks tootmisettev\u00f5tte, kes kaalub 200 kWp katusep\u00e4ikeseparki koos 150 kWh akuga. STYO kasutamine n\u00e4eb sellise projekti puhul v\u00e4lja j\u00e4rgmiselt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fc\u00fcgiinsener lisab s\u00fcsteemi kliendi 15-minutilised v\u00f5i tunnip\u00f5hised tarbimisandmed (XLSX- v\u00f5i CSV-failina, sobivad Estfeedi v\u00f5i Elektrilevi failid). Kui klient ei saa v\u00f5i ei taha andmeid veel jagada, saab kasutada STYO standardseid tarbimisprofiile, et pakkumise tegemine andmete puudumise taha seisma ei j\u00e4\u00e4ks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seej\u00e4rel sisestatakse investeering p\u00e4ikesepaneelidesse ja akusse, inverteri v\u00f5imsus, eeldatav degradatsioon ning piirangud p\u00e4evasele ts\u00fcklite arvule. V\u00f5rgu\u00fchenduse vaates v\u00f5etakse aluseks kliendi peakaitsme suurus ning&nbsp; men\u00fc\u00fcst saab valida sobiva tariifipaketi \u2013 n\u00e4iteks Eesti kliendi puhul Elektrilevi v\u00f5i V\u00f5rk 4 paketi, kui tippkoormus m\u00f5jutab tema v\u00f5rgutasusid m\u00e4rgatavalt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Siis j\u00f5uab k\u00e4tte huvitavam osa. L\u00fclitad sisse osalemise aFRR\/mFRR turul, m\u00e4\u00e4rad osalemism\u00e4\u00e4ra ja lisad agregaatori tasu. Kui projektile kehtib taastuvenergia toetus, lisad ka selle. Finantseerimise poolel m\u00e4\u00e4rad n\u00e4iteks, et 70% investeeringust kaetakse pangalaenuga kehtiva intressim\u00e4\u00e4ra juures ja \u00fclej\u00e4\u00e4nu tuleb omakapitalist.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vajutad \u201eArvuta\u201d ja m\u00f5ne sekundiga on olemas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>tasuvusaja p\u00f5hin\u00e4itajad (nii kogu investeeringu kui ka kliendi omaosaluse kohta) ja IRR,<\/li>\n\n\n\n<li>esimese aasta ja kogu eluea tulude jaotus allikate kaupa: omatarbimise s\u00e4\u00e4st, j\u00e4rgmise p\u00e4eva turu arbitraa\u017e, aFRR\/mFRR \u00fcles- ja allareguleerimine ning koormuse nihutamine;<\/li>\n\n\n\n<li>kulude jaotus: kapitali- ja laenumaksed, \u00fclekandetasud, EMS-teenus, kindlustus, hooldus ning BESS-i optimeerimiseks kasutatud energia;<\/li>\n\n\n\n<li>igakuine kuluv\u00f5rdlus (enne ja p\u00e4rast projekti), kumulatiivse rahavoo graafik ning akuvaade, mis n\u00e4itab ts\u00fcklikasutust garantii suhtes;<\/li>\n\n\n\n<li>CO\u2082 \u00fclevaade: kui palju roheenergiat klient tarbib otse, kui palju aku kaudu ning milline on optimeeritud jalaj\u00e4lg v\u00f5rreldes baastasemega.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kui klient k\u00fcsib: \u201eAga mis siis, kui aku oleks hoopis 200 kWh?\u201c, muudad \u00fche numbri \u00e4ra ja arvutad tulemuse kohe uuesti. Annad stsenaariumile nime ja salvestad selle. Enne l\u00f5unat j\u00f5uad sama kliendi jaoks valmis teha mitu v\u00f5rreldavat varianti.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Mis toimub taustal?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">STYO simuleerib projekti Nord Pooli tegelike ajalooliste j\u00e4rgmise p\u00e4eva turu hindade ja Balti sagedusturgude andmete p\u00f5hjal. Eesti, L\u00e4ti ja Leedu jaotusv\u00f5rkude hinnadon platvormi sisse ehitatud ning seda hoitakse ajakohasena. Finantseerimise loogika \u2013 laenuperiood, intressim\u00e4\u00e4r, omakapitali osakaal, toetuse ajastus \u2013 modelleeritakse selgelt v\u00e4lja, mitte ei siluta keskmistega \u00fcle.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eesm\u00e4rk ei ole anda ilusat numbrit. Eesm\u00e4rk on luua mudel, mille eeldusi ja tulemusi suudab m\u00fc\u00fcgiinsener kliendi finantsjuhile p\u00f5hjendada.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Mis muutub m\u00fc\u00fcgitiimi jaoks?<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00f5ige suurem muutus ei ole kiirus iseenesest, vaid see, mida kiirus v\u00f5imaldab. Kui pakkumise \u00fcmberarvutamine v\u00f5tab kolme tunni asemel kolm minutit, ei pea m\u00fc\u00fcgiinsener kliendiga suhtlusest pikaks ajaks v\u00e4lja astuma. Ta saab koos kliendiga l\u00e4bi m\u00e4ngida aku suuruse, finantseerimisstruktuuri, tariifipaketi ja sagedusturul osalemise \u2013 selle asemel, et p\u00e4evadeks v\u00f5i n\u00e4dalateks arvutustesse kaduda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ka v\u00e4ljund ise on teistsugune. STYO loodud XLSX- v\u00f5i PDF-raport on piisavalt detailne, et saata see ilma \u00fcmbertegemiseta kliendi pangale v\u00f5i finantsn\u00f5ustajale. See aitab kiiremini liikuda \u201ehuvitavast pakkumisest\u201c allkirjastatud lepinguni.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Proovi STYOt p\u00e4ris projekti peal<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">STYO on k\u00e4ttesaadav aadressil <a href=\"http:\/\/styo.eu\" target=\"_blank\" rel=\"noreferrer noopener\">styo.eu<\/a> ning lehel oleva vormi kaudu saab taotleda ka demokontot. Kui soovid lahenduse l\u00e4bik\u00e4iku m\u00f5ne oma kliendi andmete p\u00f5hjal v\u00f5i lihtsalt STYOst l\u00e4hemalt r\u00e4\u00e4kida, v\u00f5ta \u00fchendust Siim Meelistega aadressil <a href=\"mailto:siim.meeliste@stacc.ee\">siim.meeliste@stacc.ee<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Balti energiasektor liigub kiiresti. Selles turuolukorras ei v\u00f5ida enam kiireim k\u00f5hutundelt tehtud oletus, vaid kiireim pangas kaitstav mudel. M\u00fc\u00fcgitiimid, kes suudavad kliendi k\u00fcsimusele \u201emis on tasuvusaeg?\u201c ausalt vastata juba kohtumise ajal, j\u00f5uavad ka suurema t\u00f5en\u00e4osusega lepinguni.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Iga Baltikumi p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgiinsener on olnud selles olukorras. Kohtumine potentsiaalse kliendiga on kestnud paark\u00fcmmend minutit \u2013 olgu laua taga logistikaettev\u00f5te, piimafarm v\u00f5i kinnisvaraarendaja, kes plaanib p\u00e4ikeseparki uue \u00e4rihoone katusele. Ja siis tuleb otsustav k\u00fcsimus: kui kiiresti investeering end \u00e4ra tasub? Sul on kaks varianti: kas anda kiire hinnang, mida tuleb hiljem korrigeerida v\u00f5i<\/p>\n","protected":false},"author":17,"featured_media":49557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[172],"tags":[],"class_list":["post-49570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-styo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus<\/title>\n<meta name=\"description\" content=\"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus\" \/>\n<meta property=\"og:description\" content=\"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/\" \/>\n<meta property=\"og:site_name\" content=\"STACC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/staccest\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-10T19:30:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-10T19:30:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1672\" \/>\n\t<meta property=\"og:image:height\" content=\"941\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Annet Muru\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@staccest1\" \/>\n<meta name=\"twitter:site\" content=\"@staccest1\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Annet Muru\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/\"},\"author\":{\"name\":\"Annet Muru\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#\\\/schema\\\/person\\\/70020bab09c6ee31b9c15d65d49390cd\"},\"headline\":\"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus\",\"datePublished\":\"2026-06-10T19:30:11+00:00\",\"dateModified\":\"2026-06-10T19:30:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/\"},\"wordCount\":1025,\"publisher\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/styo-solar-battery-payback-model.png\",\"articleSection\":[\"STYO\"],\"inLanguage\":\"et\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/\",\"url\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/\",\"name\":\"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/styo-solar-battery-payback-model.png\",\"datePublished\":\"2026-06-10T19:30:11+00:00\",\"dateModified\":\"2026-06-10T19:30:12+00:00\",\"description\":\"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#primaryimage\",\"url\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/styo-solar-battery-payback-model.png\",\"contentUrl\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/styo-solar-battery-payback-model.png\",\"width\":1672,\"height\":941},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/styo-paikese-aku-tasuvusarvutus\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Avaleht\",\"item\":\"https:\\\/\\\/stacc.ee\\\/et\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#website\",\"url\":\"https:\\\/\\\/stacc.ee\\\/et\\\/\",\"name\":\"STACC\",\"description\":\"Juhtiv masin\u00f5ppe ja andmeteaduse ettev\u00f5te\",\"publisher\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/stacc.ee\\\/et\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#organization\",\"name\":\"STACC\",\"url\":\"https:\\\/\\\/stacc.ee\\\/et\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/stacc.jpg\",\"contentUrl\":\"https:\\\/\\\/stacc.ee\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/stacc.jpg\",\"width\":176,\"height\":176,\"caption\":\"STACC\"},\"image\":{\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/staccest\",\"https:\\\/\\\/x.com\\\/staccest1\",\"https:\\\/\\\/www.instagram.com\\\/staccest\\\/\",\"https:\\\/\\\/ee.linkedin.com\\\/company\\\/staccest\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCnn59bCz9vSM3lC0S9j6Ccw\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/stacc.ee\\\/et\\\/#\\\/schema\\\/person\\\/70020bab09c6ee31b9c15d65d49390cd\",\"name\":\"Annet Muru\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g\",\"caption\":\"Annet Muru\"},\"url\":\"https:\\\/\\\/stacc.ee\\\/et\\\/author\\\/annetmuru\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus","description":"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/","og_locale":"et_EE","og_type":"article","og_title":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus","og_description":"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.","og_url":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/","og_site_name":"STACC","article_publisher":"https:\/\/www.facebook.com\/staccest","article_published_time":"2026-06-10T19:30:11+00:00","article_modified_time":"2026-06-10T19:30:12+00:00","og_image":[{"width":1672,"height":941,"url":"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png","type":"image\/png"}],"author":"Annet Muru","twitter_card":"summary_large_image","twitter_creator":"@staccest1","twitter_site":"@staccest1","twitter_misc":{"Written by":"Annet Muru","Est. reading time":"5 minutit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#article","isPartOf":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/"},"author":{"name":"Annet Muru","@id":"https:\/\/stacc.ee\/et\/#\/schema\/person\/70020bab09c6ee31b9c15d65d49390cd"},"headline":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus","datePublished":"2026-06-10T19:30:11+00:00","dateModified":"2026-06-10T19:30:12+00:00","mainEntityOfPage":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/"},"wordCount":1025,"publisher":{"@id":"https:\/\/stacc.ee\/et\/#organization"},"image":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#primaryimage"},"thumbnailUrl":"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png","articleSection":["STYO"],"inLanguage":"et"},{"@type":"WebPage","@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/","url":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/","name":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus","isPartOf":{"@id":"https:\/\/stacc.ee\/et\/#website"},"primaryImageOfPage":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#primaryimage"},"image":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#primaryimage"},"thumbnailUrl":"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png","datePublished":"2026-06-10T19:30:11+00:00","dateModified":"2026-06-10T19:30:12+00:00","description":"STYO aitab p\u00e4ikese- ja akulahenduste m\u00fc\u00fcgitiimidel muuta pakkumised minutitega pangale sobivateks finantsmudeliteks, kasutades tegelikke turuandmeid ja v\u00f5rgutariife.","breadcrumb":{"@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/"]}]},{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#primaryimage","url":"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png","contentUrl":"https:\/\/stacc.ee\/wp-content\/uploads\/2026\/06\/styo-solar-battery-payback-model.png","width":1672,"height":941},{"@type":"BreadcrumbList","@id":"https:\/\/stacc.ee\/et\/styo-paikese-aku-tasuvusarvutus\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Avaleht","item":"https:\/\/stacc.ee\/et\/"},{"@type":"ListItem","position":2,"name":"STYO: \u00fche klikiga pangale sobiv PV ja akude tasuvuse arvutus"}]},{"@type":"WebSite","@id":"https:\/\/stacc.ee\/et\/#website","url":"https:\/\/stacc.ee\/et\/","name":"STACC","description":"Juhtiv masin\u00f5ppe ja andmeteaduse ettev\u00f5te","publisher":{"@id":"https:\/\/stacc.ee\/et\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/stacc.ee\/et\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Organization","@id":"https:\/\/stacc.ee\/et\/#organization","name":"STACC","url":"https:\/\/stacc.ee\/et\/","logo":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/stacc.ee\/et\/#\/schema\/logo\/image\/","url":"https:\/\/stacc.ee\/wp-content\/uploads\/2021\/09\/stacc.jpg","contentUrl":"https:\/\/stacc.ee\/wp-content\/uploads\/2021\/09\/stacc.jpg","width":176,"height":176,"caption":"STACC"},"image":{"@id":"https:\/\/stacc.ee\/et\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/staccest","https:\/\/x.com\/staccest1","https:\/\/www.instagram.com\/staccest\/","https:\/\/ee.linkedin.com\/company\/staccest","https:\/\/www.youtube.com\/channel\/UCnn59bCz9vSM3lC0S9j6Ccw"]},{"@type":"Person","@id":"https:\/\/stacc.ee\/et\/#\/schema\/person\/70020bab09c6ee31b9c15d65d49390cd","name":"Annet Muru","image":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/secure.gravatar.com\/avatar\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9fcda1d04c72c1191fc4d23cd4288e3d017e213f97f29c83ee65be4c36707353?s=96&d=mm&r=g","caption":"Annet Muru"},"url":"https:\/\/stacc.ee\/et\/author\/annetmuru\/"}]}},"_links":{"self":[{"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/posts\/49570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/comments?post=49570"}],"version-history":[{"count":1,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/posts\/49570\/revisions"}],"predecessor-version":[{"id":49571,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/posts\/49570\/revisions\/49571"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/media\/49557"}],"wp:attachment":[{"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/media?parent=49570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/categories?post=49570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stacc.ee\/et\/wp-json\/wp\/v2\/tags?post=49570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}